SenXaliss: A digital service for prepaid, postpaid and discount purchases from merchants to their customers. SenXaliss is a digital payment application that allows customers to prepay for goods and services from participating merchants at a discount and have a monthly line of credit from merchants on this basis. Participating merchants can use outstanding consumer credit for business-to-business purchases, and consumer credit lines are transferable across the ecosystem. SenXaliss operates on beh