STEMS Welfare Association has been formed with a view mainly (apart from other social service activities) to provide housing to its members. The members are basically among the employees of Public /Private sectors, Insurance, State /Central government organizations situated in Visakhapatnam, Andhra Pradesh. The facilities are also extended to the relatives /friends those who reside across the world at present. Our Association is creating a peaceful living atmosphere with “Likeminded people”. Th