A new way to budget - all you need to do is enter your Bank Balance and all of your bills and payments, Next, select your budget to date. Your incomes and outgoing over the coming months are displayed so that you can see in advance if you are going to go into your overdraft, or worse over it! Fast and very simple. This replaced my monthly spread sheet that I spent ages on every month. Now I just update my bank balance and go! + Colour Coded Balance - Warns you if you are going into your