DirectPay is the solution to facilitate low value transactions via LankaPay CEFTS/JustPay network using smart phones between customers and merchants eliminating high cost to third party payment verification agencies and expensive equipment. Our product complies with the BSS (Baseline Security Standards) for mobile applications, a common baseline security standards for developing mobile based applications for the financial sector organizations.

This solution facilitates account to account transactions between the merchant and the customer using a quick reference code masking the real account. If both the merchant and the customer are of the same bank it will perform an account to account fund transfer. If they are in different banks, transactions will be facilitated through LankaPay.