Home Credit – One of India's Fastest Loan App. Use the all-new home credit loan app to get an instant loan up to ₹5,00,000 in just a few minutes with minimal documentation. Our Annual Interest rates are as low as 19.5%* & you can choose from a flexible repayment tenure of 6 to 48 months at a low processing fee ranging from 0% to 5%*. *The annual interest rates and processing fee will vary as per the risk profile of the customers. 🫴 What We Offer: ✨ Instant Personal Loan We offer instant personal loans to existing Home Credit customers who are salaried or self-employed individuals with flexible repayment terms of 6 to 48 months for a loan amount of up to ₹5,00,000. With 100% online process, you can get cash loan online up to ₹5 Lakhs with just 2 documents. Apply for a quick loan online and get instant approval in just 5 mins. ✨ Flexible Personal Loan Be it business expense, or any other emergency cost, our super-flexible micro loans can be your savior. You can apply for our Flexible Personal Loan with instant approval to get access to funds of up to ₹1,00,000. It allows you for a small loan and pay interest on only the amount you use. We have a flat annual interest rate of 39% on our Flexible Personal Loan & you can make repayments anytime during the flexi limit period of up to 36 months. 📋 Fees & Charges: ✅ Joining Fee: Zero ✅ Annual Renewal Fee: 2% of allotted credit limit ✅ Transaction Fee: 2.5% on each withdrawal amount ✨ Exciting Deals ✅ Get amazing deals on electronics, appliances & more at nearby partner shops. Home Credit is a one-stop solution to all your financial needs from the convenience of your phone. Our personal loan app assists you to get easy access to money in emergencies and cover all your expenses with ease. 📋 Who Can Avail? Our simple and easy eligibility criteria help existing Home Credit customers to apply for a quick & easy small loan. ✔ Age: 18 to 60 years ✔ Nationality: Should be an Indian citizen. ✔ Income source: Should be a salaried, pensioner, or self-employed individual. ✔ Bank account status: Active ✔ Relationship with Home Credit: Existing Customer (should have availed Ujjwal EMI Card/ Consumer Durable Loan/ Personal Loan/ Flexible Personal Loan in the past) 📋 How To Apply For Online Personal Loan? 👉 Download the Home Credit App 👉 Register with your mobile number. 👉 Complete Loan Application 👉 Fill in your required personal details and complete your loan application. 👉 Enjoy Instant Approval 👉 Enjoy hassle-free personal loan approval & quick funds disbursal within a few hours! ✨ Why Choose Home Credit? ✔ Trusted by over 1.6 Crore+ happy customers ✔ More than 53,000+ Partner Shops ✔ Presence across India in 600+ Cities ✨ Representative Example: For Flexible Personal Loan limit of ₹50,000 and a withdrawal amount of ₹10,000 for 1 month, a user would pay: • Joining fees: ₹0 • Transaction Fee: ₹250 (2.5% of withdrawal amount ₹10,000) • Interest: ₹320.5 (interest calculated on withdrawal amount and transaction fee) • Total Repayment Amount: ₹10,570.50 At Home Credit, we ensure absolute safety of our customers using world class security & privacy standards to protect their data, ensuring a safe borrowing experience. All information requested from Home Credit is only used to generate the best offers for you. Contact Us: 📧Email: [email protected] 📱Call: +91-1246628888 (Between 9:00 AM - 6:00 PM, All Days) 🌐Website: https://www.homecredit.co.in/contact-us 🏢Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India