GUESS WHAT YOU DO NOT NEED AN HBL ACCOUNT TO USE KONNECT APP! SIGN UP TO FIND OUT MORE Banking can be fun. It’s time to Konnect with a seamless Mobile Banking Experience. The all new Konnect App is designed as a digital bank account that can be opened instantly. Just enter your basic CNIC information and enjoy digital banking on the go. Konnect App is Habib Bank Limited’s branchless banking solution that offers customers to enjoy HBL services from the comfort of their home. Send Money. Transf