Level-up your finances with new ways to manage your bank account, UPI, cards, and loans. This app is currently under beta and open only to Kotak customers with either savings/current account, credit card, or loans. New or existing customers, who have other relationships - demat, investment, and insurance - can use the existing Kotak banking app. • Payments and Transfers Make UPI payments (up to ₹1 Lakh) in a flash by scanning any QR code or entering a phone number. Instantly transfer large amo