About MobiKwik MobiKwik is a payment app offering bill payments, loans up to ₹2,00,000, and investments in FDs, P2P lending, mutual funds, and digital gold. You can also experience the power of Pocket UPI on MobiKwik, where UPI transactions don’t require a bank account. With Pocket UPI, enjoy enhanced security, higher transaction limits, and unmatched convenience for your digital payments. Pocket UPI - No Bank Account Required: Perform UPI transactions safely without linking a bank account. -