About MobiKwik MobiKwik is a super-powered payment app that not only offers you bill payment services but also provides digital credit upto ₹60,000. Moreover, you can invest in p2p-lending, mutual funds & digital gold on the app itself. MobiKwik also offers one of the fastest & the safest BHIM UPI experience in the industry. Recently, we have launched a safe a/c tracking feature where you can track your Bank & PF account balance & download statements too. Smart Account Tracking EPFO (Provident Fund) balance checker: Instant access via your registered phone no. to check your provident fund balance. Track employer contribution. Track Bank Balance: Fetch your bank a/c safely. Track multiple bank accounts & download bank statements. Check where have you spent the most with smart spend analytics. Online Recharge & Bill Payment Mobile Recharge: Do Airtel recharge, VI recharge, Jio recharge, BSNL recharge & other online mobile recharges. DTH Recharge: Tata Sky recharge, Airtel Digital TV recharge, Videocon d2h recharge, Dish TV recharge, Sun Direct recharge & many more. Bill Payment: Electricity, Broadband, Water, Piped Gas, LPG Booking, FASTag, Property Tax, Traffic Challans & many more. We support 300+ billers like MSEB Mumbai, WBSEDCL, torrent power, TNED, BSES, BPCL, Indian Oil, Gujarat Gas, Indraprastha Gas, Adani Gas, ACT Broadband, Hathaway, Delhi Jal Board, HUDA, LIC, SBI life, HDFC life, Kreditbee, DMI finance, Bajaj Finance & many more. Credit Card Bill Payments: Pay credit card bills online for American Express Card, Axis Bank Card, Canara Bank Card, CITI Bank Card, HDFC Bank Card, ICICI Bank Card, SBI Bank Card & more with instant settlement & WhatsApp reminders. Money Transfer: Instant money transfer to all banks via IMPS transfer, BHIM UPI, wallet or any credit card. Zip - Buy Now, Pay Later - Credit up to ₹60,000 for shopping at 1 Lakh+ merchants like Myntra, Zomato, Swiggy, 1mg, BigBasket, Myntra, Flipkart, MakeMyTrip, Fuel pumps, bill payments & more. - Check your Credit Score every month for free. Xtra by Mobikwik is P2P investment platform in partnership with RBI-approved NBFC Transactree Technologies Private Limited (“Lendbox”) - Earn upto 10-14% p.a. - Start investing with ₹10000 - Payout to Bank accounts - No account opening or withdrawal fees Safest, Reliable and Superfast UPI - Setup a secure & fastest ikwik UPI handle on the app. - Send & receive money to any UPI app; phone number or bank account directly via BHIM UPI - Link your phone no. to receive money directly in the bank a/c. - Link your RuPay credit card to UPI to pay via card on BHIM UPI QR codes - Scan & Pay using any card by using MobiKwik Wallet UPI handle - Scan any QR code at supermarkets, restaurants, pharmacies, milk booths, Kirana stores, petrol pumps, etc.  - Make safe BHIM UPI payments or secure wallet payments at brands like Reliance Fresh, Croma, CCD, JIO stores, Apollo Pharmacy etc. Loans/ EMI - Get funds/loans up to ₹200,000 for online shopping & pay back in monthly instalments. - Interest rates from 9%-35.99% p.a. with a tenure of 3-24 months. - Standard processing fees vary from 2 to 4%. Lending partners (NBFC): SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) or SMFG India Credit, Transactree Technologies Pvt. Ltd. (Lendbox), Hero FinCorp Limited Lending partners (Bank): IDFC First Bank Limited Sample EMI Calculation: Loan Amount: ₹50,000 Interest rate (APR): 16% p.a. Tenure: 12 months EMI: ₹4,537 Total interest paid: ₹4,444 Processing Fees (2%): ₹1,000 Disbursed Amount: ₹49,000 (Principal Amount - P.F.) Total Cost of Loan: ₹55,444 Contact Us One MobiKwik Systems Limited (www.mobikwik.com/help) Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana 122003, India 080-69808686 (Mon to Sat, 9:00 am to 8:00 pm)