MONIS is an intelligent electronic account that allows you to manage your money through a mobile cellular device. By joining Monis you will automatically have access to an account in colones and another in dollars to manage your money. From the APP you can access the following services: •Receive or send money abroad. •Deposits and transfers to any account via SINPE. •Transfers via SINPE Móvil. •Buying and selling dollars. •Payment of public and private services in Costa Rica and Nicaragua.