SBI Secure OTP is an OTP generation App for verifying transactions done through SBI Internet Banking and Yono Lite App. The application will replace the need for receiving the OTP for INB transactions via SMS. OTP can be generated using the application after completion of registration process. The application will generate Online OTP with Internet connectivity ON. User can generate Online OTP after login to the application. User can click on the de-register option provided in the "Settings"