Want to shop online on no-cost installments but don't have a credit card? Get a credit line on debit card/UPI from Snapmint. Buy now, pay later in EMIs! Snapmint gives you access to buy on credit across 1000+ electronics, fashion, and lifestyle brands. Your dream mobile, headphone, sports shoe, watch or TV is now a reality. Just buy today with some down payment and you can pay later in easy monthly installments. You can also avail of no-cost EMI options on a lot of products. You can also purchase products from top online and offline stores like Amazon, Flipkart, Myntra, Shopper’s Stop, Kaya and 800+ merchants and payback in easy EMIs. Why should you choose Snapmint? • Shop online on installment. No credit card required • No cost EMI available • 0 Downpayment plans available • No Preclosure fee • Choose from a wide range of products and top brands across lifestyle, electronics, and appliances • Affordable and friendly payment terms • 100% online application process • No application fees • Secure and convenient payments How can you get started? • Register on Snapmint App • Get your Credit Limit • Shop Online/Offline • Pay Later in Instalments Who can get a Snapmint Credit Limit? • Age 18 or older • PAN Number required Personal Loan is available for Premium Customers Snapmint allows its premium customers making advance or on-time payments an opportunity to take a Personal Loan of up to Rs. 40,000. The loan tenures can vary from 3 – 12 months with a maximum annual percentage rate (APR) of 35%. APR ranges from 16% - 35%. For example Principal Amount: Rs.40,000, Processing Fees (charged upfront): Rs. 1,800, Tenure: 5 months, Interest Rate : 34%, Monthly Payment/EMI: Rs. 8,694. Interest Amount: Rs. 3,470, Total repayment amount: Rs. 43,470