Promoting the principles of cooperative spirit and establishing a financial trust that will cater to two financial requirements of members to save money and take loan when required. “Roti Kapda Aur Makan” are the three major needs of any human being for a happy living. Of the three, a good shelter is of paramount importance as it gives protection against all elements of nature. To own a house is a dream for many Indians. During the pre-independence days, affordable housing was far-fetched for m