App simplifies Technical valuation. Aavas primarily provides housing loans to customers in low and middle income segments in semi-urban and rural areas. These are credit worthy customers who may not have income proof documents like IT return, salary slip and hence get financially excluded by other HFCs and banks. We are currently live in the following states with 240 branches - Rajasthan, Haryana, Delhi, Uttar Pradesh, Gujrat, Maharashtra, Madhya Pradesh, Uttarakhand, Punjab and Chhattisgarh.