FlexPay, is an Instant Credit Line & Personal Loan app that provides customers for a loan of up to 3 lakhs online. FlexPay is a loan offering from Vivifi India Finance Pvt. Ltd., (N-09.00447), a non-banking financial company registered with the RBI. APR ranges between 19% & 55%; Loan Tenure is 10 to 36 months. Payment Example*: For a loan amount of ₹ 50,000 at 29% annual interest rate for a tenure of 36 months, the maximum APR will be 31.16%. A one-time Processing fee of ₹ 1,000 will be charge