G.E.N.I.E. uses intelligent technology to discover, design and create new offers every day. With G.E.N.I.E., retailers can not only provide zero cost EMI on every product, but also instant cashbacks and discounts on every transaction. G.E.N.I.E. comes with a FreeEMI wallet with complementary balance of Rs. 2L every month. FreeEMI wallet can be used by retailers to provide zero cost EMI on any product in their store.