Home Loan EMI Calculator? Home Loan EMI Calculator assists in the calculation of the loan instalment i.e. EMI towards your home loan. It an easy to use calculator and acts as a financial planning tool for a home buyer. Method of interest calculation- select one of the methods used by the bank. Loan Amount: Input the desired loan amount that you wish to avail. Loan Tenure (In Years): Input the desired loan term for which you wish to avail the housing loan. A longer tenure helps in enhancing eli