IBBL iSmart - the Mobile App for IBBL iBanking services which has the following features: iRecharge - Mobile airtime top up of any operators in Bangladesh. iTransfer - Transfer fund to IBBL accounts. – Send fund to any IBBL account. iTransfer(Other Bank) – Send fund to any other bank's account or card using EFT/NPSB channel. Issue Cheque Book Requisition – Issue a new cheque book to be printed for you. Utility Bill Payment – Pay bills of your utility services like electricity, gas, w