Use iPay for easy , secure , fast and convenient experience . You can do local transfer , international remittance , merchant and utility payment from this application. Easy : Sign up with 3 easy steps in less than 60 seconds . Secure : iPay app is secured with your biometrics and all your payments are SSL secured. Fast : Quick transfer to family & friends anywhere in the world. Convenient : Track progress of your requests and transfers in real time . We are at your service 24/7 if you need any help.