1. Who are we and what do we do? We are KarmaLife, an Indian fintech company providing earnings-linked financial services to gig and blue collar workers in India. We partner with organizations to offer their workers earned wage access and other financial liquidity solutions to help them stabilize cash flows, grow earnings and become more financially resilient. 2. Who is eligible to use KarmaLife services? KarmaLife services are available exclusively to whitelisted workers of partner organiz