■ KB Kookmin Card, assets, and life (shopping, travel) with just KB Pay
· Payment amount inquiry, immediate payment, finance (loan), card issuance, payment service, etc.
· Now try all KB Kookmin Card services in one KB Pay app

■ Plus (Home)
· Random point rewards once a day (attendance check), random point rewards when paying with KB Pay (Kuniverse)
· Customized events and affiliated events at a glance
· Introducing columns that can only be viewed for 24 hours one by one (LongBlack)

■ assets
· All my assets at a glance, from KB as well as Shinhan to Naver
· View only the assets you want through your group
· Convenient open banking remittance functions such as free commission and contact remittance

■ Payment
· Cards are basic! Register your bank account, gift certificate, and pointer to pay as easily as with a card.
· Check usage history, financial history, and automatic payment through the timeline.
· Manage your spending rationally through instant payment, Dutch pay, memo writing functions, etc. that appear when you click on your usage history.

■ Shopping/Travel
· Enjoy shopping specials and wish items (limited quantities) every day.
· Flight (ticketing fee

■ card
· All menus used in the KB Kookmin Card app can be viewed at once in KB Pay
· Card usage history inquiry, immediate payment, financial services, automatic payment, etc.

■ Provides mobile transportation card function
· Can be used on buses and subways nationwide.
· If the user agrees to sign up for or use the mobile transportation service, the mobile phone number, USIM identification number, name, gender, date of birth, and CI value will be provided to Mobile Joy Co., Ltd. and Mybee Co., Ltd.


■ Please check again
· Can only be used on mobile phones in your name.
· For safe financial transactions, we recommend updating to the latest version.
· Avoid using wireless LAN (Wi-Fi) whose source and security settings are unclear.
· Please use a mobile communication network.
· It cannot be used on terminals that have been arbitrarily modified, such as jailbroken or rooted.
· Fees may apply when downloading/using apps using data.

■ Request minimum permissions for convenient use
[essential]
· Phone: USIM phone number verification for KB Pay membership registration and mobile transportation service subscription
※Collected and shared data: Mobile phone number. USIM unique number. Name, gender, date of birth, CI value
· Storage space: Save app content
※ Skp_skt_SDK provides information collected by Mobile Joy Co., Ltd. and Mybee Co., Ltd. after agreeing to personal information when signing up for a mobile transportation card within KB Pay.

[select]
· Camera: KB Pay payment, QR code shooting for authentication, card registration
· Location information: Providing location-based benefit information, smart order
· Address book: Domestic contact information remittance
· Display on top of other apps: When using the Edge Panel function
* Access to selected items is used to provide better service to customers. Even if you do not allow it, you can use the app other than the corresponding function.
* Access permission settings can be changed in the [Settings>KB Pay] menu.

■ KB Pay listens to our customers
· You can receive detailed guidance through various channels.
· KB Kookmin Card website (www.kbcard.com)
· KB Kookmin Card Call Center (1588-1688)