MoneyWide is a digital lending app owned and operated by MLC Finotech Private Limited, CIN- U67100HR2022PTC107092. It offers digital, paperless instant personal loans up to Rs. 3 lakhs using cutting-edge proprietary technology. All loans are offered with 100% transparency and strict adherence to RBI's Digital Lending Guidelines. Online personal loan upto ₹3,00,000 Interest rate - 17% to 32% p.a. Tenure - 3 to 36 months APR range - 18.25% to 37.25% No hidden charges What makes MoneyWide ideal for every customer? ● Quick online loan ● No documents required ● Easy application process ● Fast loan approval ● Digital processing & same day loan disbursal ● Easy repayment with affordable EMIs MoneyWide Customer Commitment :- 100% transparency for all applicable rates, terms, and charges. 100% paperless loans with no physical documents submission. 100% compliance with applicable laws and regulations. Features of the MoneyWide app ✔ Quick Approval – Approve your Personal Loan in a few steps on our mobile application. ✔ Flexible Repayment Options – Pay an online loan within 3 to 36 months, depending on your eligibility. ✔ Paperless – Our online personal loan app requires no physical paperwork. ✔ Full Transparency - No hidden cost. We maintain complete transparency with our customers. ✔ Convenient – Get a quick personal loan anytime, anywhere. Our RBI Registered Lending Partners: MyLoanCare Ventures Private Limited http://bit.ly/3LDZaHy HDB Financial Services Limited https://bit.ly/3TyzMVz Why Moneywide.com ? No end-usage restrictions- From financing a large purchase, short or long domestic/international trips, education, and shopping to covering wedding expenses, debt consolidation, emergency home repairs, or medical bills, you can use MoneyWide Personal Loans for multiple purposes. Flexible Interest Rates: We offer instant loans with flexible interest rates of 17% to 32% per annum. Security: We only work with RBI-certified NBFCs/Banks, which are guaranteed to be safe & secure. APR Illustration Maximum Annual Percentage Rate (APR)- 18.25% to 37.25%% Minimum and Maximum period for repayment - 3 Months to 36 Months. Here is a representative example of the total cost of the loan, including all applicable charges Here is an illustration of the total cost of the loan: - Total amount borrowed: ₹ 1,00,000 - Time period: 3 Months to 36 Months - Personal Loan Interest Rate: 17% to 32% - Processing Fee payable: Upto Rs. 3,750 - Total Monthly EMI Payment – From 3,565 for 36 Months tenure on ₹ 1,00,000 loan at an interest rate of 17% (lowest rate, longest period) to ₹ 35,353 for 3 Months tenure on ₹ 1,00,000 loan at an interest rate of 32.00% (highest rate, shortest period). This is inclusive of principal repayment. - Annual Percentage Rate (APR) of charge, including all applicable fees: 18.25% to 37.25% - Total cost payable over loan tenure: Rs. 1,06,596 for 3 Months loan to Rs. 1,68,630 for 36 Months loan - The numbers mentioned in the illustration are for representation only, and the final rate and processing fee may vary depending on the borrowers' credit assessment and risk profile. Safety & Security For a faster process, we require the following App permissions: SMS - We read only transactional SMS to ascertain the creditworthiness and offer amount. Device Info - To securely link the loan application to the user's phone. Location - To check the serviceability of a loan application & to expedite the KYC process. Camera & Media Access - Helps you upload your selfie as a part of the application process. To read our Policy for dues, visit: https://www.moneywide.com/privacy-policy For loan queries, please contact us at +91-9911862226 (tel:+919911862226). You can also mail us at [email protected].