Welcome Home. - The financial Superapp for heroes like you. - Now you can receive, spend and send money worldwide in a unique place. - 10 million customers already relied on us since 1993. Download our app and discover all its benefits! Smile Account service: - Open a payment account and get a free debit Mastercard. - Pay your money transfer with your Smile Account and get incredible discounts. - Deposit and withdraw cash in retail locations. - Pay for your purchases in shops or online.