CALCULATES ANY OF THESE MORTGAGE TERMS: Monthly Payment, Loan Amount, Term of Loan, Annual Interest Rate, Purchase Price of House, Down Payment, Adjustable Rate Mortgage (ARM) Payments, Ownership Expenses, Payoff Date, Effective Interest Rate, Total Monthly Payment, Total Interest Paid, Total Cost of Loan. AMORTIZATION: Payment schedule is shown as a chart and a table with each row showing the payment date, amount, portions applied to the interest and to the principal, cumulative interest, and