There is a growing local workforce that is serving us daily but are and continue to be unprotected, financially stressed. They borrow from the private market at high rates (30-50%) to fund our deliveries/meet their daily needs. Example: 500,000 Milk & Newspaper Delivery Agents across Top 10 cities. NagadPe wants to simplify the business of vendors of daily essentials like newspaper and milk vendors, and their customers and distributors. In this line of business, the vendors typically offer their