A convenient, easy and rewarding way to manage all your money. Make payments, transfer money and manage all your finances in one app. Why Penny Pinch? ✅ Receive International Transfers New! You can now receive MoneyGram and Western Union transfers directly to your account with your reference number. ✅ No Bank, No problem. Deposit Cash New! You can now deposit cash at agents island wide. Visit a near by agent and provide them with your deposit reference to fund your account. ✅ CASHLESS PAYM