PFLKOSH is a Nidhi Finance Company that provides its customers with a user-friendly and secure app where they can make payments, withdraw money, create deposits or take loans. In contrast to a bank, we offer our members attractive and exclusive interest rates on deposits. The user must be a PFLKOSH member in order to use the app. Using PFLKOSH Mobile Application you can now: 1. Transfer funds in a variety of ways, including: RTGS, NEFT, IMPS and add money to your PFLKOSH wallet, send money to