The PKO Junior application is created for children up to 12 years of age who have a PKO Children's Account at PKO Bank Polski. It teaches children how to manage their budget on their phones under their parents' supervision. Child with application: - log in conveniently using PIN, fingerprint or face recognition - pays contactless by phone - learns about finances with the help of a talking robot that gives him tips - initiates transfers and phone top-ups, the parent accepts them on the iPKO websi