SmartToken is a mobile banking application designed for ČSOB clients, as a two-factor authorization (2FA) app, which is used for electronic signature and client login in ČSOB electronic banking services. Each generated code is unique and its validity is limited in time. The application must be activated before first use. For activation you need a identification number, PIN and unique activation key from an SMS, or obtained through a branch or CSOB Infoline. An internet connection is required t