Banking without opening hours, transfers from the couch and account movements always in view: the Sparkasse app is one of the absolute top banking apps. Innovative functions and quick access make the app particularly easy for you. Take advantage of excellent banking and carry out your banking transactions – whenever and wherever you like.

ADVANTAGES
• Check accounts anytime, anywhere
• Manage any number of online accounts - from savings banks and banks
• quickly set up transfers and standing orders
• Know about all account transactions with the account alarm clock
• find the shortest route to the nearest ATM or branch

The Sparkasse app is there for you in all situations. No matter whether you set up a standing order on the train, pay your bill at the breakfast table with a photo transfer or check your account balance and credit card transactions. There is no need to fill out a transfer form on the computer. Instead, you can easily do everything with your phone/tablet.

ACCOUNT CLOCK
The account alarm clock informs you promptly about account movements around the clock. If you want to know what's in your account every day, set up the account balance alarm clock. The salary alarm clock tells you when wages are received and the limit alarm clock lets you know when an account balance is exceeded or fallen short of.

GIROPAY | KWITT
A cozy evening with friends at your favorite Italian restaurant is something nice. And splitting the bill is easy. With giropay | Kwitt send money from mobile to mobile without delay. This also works if you borrow money or collect money together for a gift.

SECURITY
If you use a high-quality, up-to-date banking app combined with an up-to-date operating system and a secure internet connection, you don't have to worry about mobile banking. The Sparkasse app communicates via tested interfaces and ensures secure data transfer in accordance with German online banking requirements. All data is stored encrypted. Access is protected by a password and optionally via phone/tablet. The Autolock function locks the app automatically. All finances are protected to the maximum in the event of loss. TÜV confirms the safety standards and re-examines them annually.

PRACTICAL FUNCTIONS
Use the search function across accounts and bank details, set up a budget book (offline account) for budget planning and view graphical evaluations. You have a direct line to your savings bank via the app and access to services such as card blocking, messages, notepads, appointments and even opening an account via the app (if offered by your savings bank). On top of that, you can switch directly to the S-Invest app and carry out your securities transactions.

MOBILE PAYMENT
From the Sparkasse app, you can switch to the Mobile Payment app via the “Profile” view with a tap of your finger and you can start paying at the checkout using your digital card.

REQUIREMENTS
You need an account at a German savings bank or bank that has been activated for online banking. The TAN procedures supported for payment transactions are chipTAN manual, chipTAN QR, chipTAN comfort (optical), pushTAN; smsTAN.

HINTS
Please send support requests directly from the app. Please note that individual functions incur costs for your institute, which may be passed on to you. giropay | Kwitt is available to you if it is supported by your savings bank/bank.

We take the protection of your data seriously. It is regulated in the data protection policy. By downloading and/or using the Sparkasse app, you unreservedly accept the terms and conditions of the Star Finanz GmbH end user license agreement.
• Data protection: https://cdn.starfinanz.de/index.php?id=datenschutz_android_sparkasse_de
• Terms of use: https://cdn.starfinanz.de/index.php?id=license-android