Forget everything you know about banking. Our personal, business and joint accounts make managing your money as seamless, simple and satisfying as it should be in 2024. Open a bank account online in minutes - for free - from your phone, and join the millions who have already discovered the better way to bank. What’s in it for you? Earn interest on your money with our free current accounts • Earn 3.25% AER / 3.19% Gross (variable) interest on balances up to £5,000 for personal and joint acc