What is the Keum Integrated Certification app? It is an app that can use OTP service as a mobile app for all transaction media provided by Kiwoom Securities without real OTP (token type, card type, etc.). It is quick and easy to get a non-face-to-face real name authentication, and you can use OTP service more convenient. [Usable Tasks] - withdrawal, substitution of securities, issuance of official certificate, registration of certificate of other institution, change of account password, etc. [