Forma offers the ultimate experience with unmatched flexibility when spending benefits allowances provided by your employer. This way, you can use benefits on your terms and choose what’s most meaningful to you.   • One platform for all benefits: With defined contributions and spending guidelines set, activating and using all your benefits is just a few clicks away. • 3 ways to pay: Easily spend funds wherever you are with discounted items in the Forma Store, the Forma Visa Card, or submit clai