PayBee is not just an money management app, it is your seamless virtual vault. PayBee's is based on USD as a base virtual currency. This means you can send USD to other other PayBee user's, receive USD from other PayBee user's, add funds using multiple currencies (including crypto). Your digital funds are then stored as USD in your virtual vault. You can add also make payments via our merchants using your virtual USD and you can also add a USD virtaul card. Enjoy the power of a single base US