IDBI Bank e-Swipe is a solution (Digital POS) for Payment Acceptance by Merchant via Mobile App instead of Physical POS. This app enables merchants to accept Card, QR and UPI transactions, Cash sale. Merchant should have an NFC enabled Android device with support of Android OS v10.0 and above, data enabled SIM Card/Wi-Fi connection to avail NFC based services. Merchant instantly can activate IDBI Bank e- Swipe app (one time activity) and sets a personalized MPIN by validating OTP which leads to