►Bank management refers to the process of managing the Bank’s statutory activity. Bank management is characterized by the specific object of management - financial relations connected with banking activities and other relations, also connected with implementation of management functions in banking.✦

►Successful optimization of the "profitability-risk" ratio in a bank lending operations is largely determined by the use of effective methods of bank management. Ability to take reasonable risk is one of the elements of entrepreneurship culture in general and banking culture in particular.✦