stc pay is your secure integrated digital wallet. Now, you can make all your usual financial transactions securely and effortlessly in one app - in addition to new and innovative features designed to enhance and present solutions to current socio-financial behaviors. For instance, through the stc pay digital wallet, you can transfer, receive, purchase, manage your spending, but furthermore, you can share group expenses with your contact list - whether friends or family - using the Shared Wallet feature.. all of that and more using your virtual account through the digital wallet. stc pay features: Purchases: Pay for your purchases at a growing number of partners, from stores, restaurants, gas stations and more, easily and securely. Scan the QR code at the cashier, or show the cashier your personal QR code to scan. Wallet to Wallet: Send and receive money to and from your contact list, whether family or friends, instantly and for free. All they need to do is create their stc pay account as well! stc Bills Settlement & sawa Recharge: Directly settle your stc bills and recharge any SAWA prepaid card effortlessly. Transfer to Local Bank: Transfer money to any bank account in the Kingdom of Saudi Arabia. Transfer Internationally (Western Union): Securely transfer money internationally, directly to bank accounts or to be instantly picked up in cash at any Western Union location. Card-less ATM Withdrawal: Withdraw money from ATM machines using your mobile only and no cards. Create a Shared Account: Share and track group expenses with family, friends and colleagues easily by adding users from your contact list.