U-TOKEN: An easy-to-use Two-Factor Authentication solution for Union Bank of India Internet Banking. U-TOKEN is an OTP generation application for authorizing login/transactions done on Union Bank of India Internet Banking portal. (Internet Connectivity is required for the application to function) . Registration Process: 1. Login to Union Bank of India Internet Banking. Go to Personal Security Settings > U-Token > Step1 U-Token Registration & complete registration in Internet banking. 2. On s