Do you suffer from your back or neck? Start using the FBTO Online Fysio app at home. Especially for the FBTO Health Insurance with the Muscles & Joints module. Anyone with an FBTO Health Insurance who has the additional module Muscles & Joints switched on can use the FBTO Online Fysio app. That is why you choose the FBTO Online Fysio app: * Get to work with your complaints yourself * Easy and fast when it suits you * Is not at the expense of your compensation This is how you use the app: 1.